Essentials for Budget Flexibility: Building Your Emergency Fund
Posted On: February 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
Essentials for Budget Flexibility: Building Your Emergency Fund
One of the key pillars to financial success is having an emergency fund in place. In this blog post, we'll explore the essentials of emergency funds and why every household should prioritize building one.
Think of your budget as a well-constructed house, with each expense and financial goal meticulously planned and laid out like the framework and walls. Now, imagine your emergency fund as the...
It’s time for Back to School – and time to keep your cool.
Posted On: August 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General
It’s time for Back to School – and time to keep your cool.
Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:
Create a Budget: Before you start shopping, make a list of all the necessary items your child needs for school. Set a budget for...
Making the Most of a Staycation
Posted On: April 1, 2023 by CSE Federal Credit Union in: Budgeting, CSE, Education, Lending, Vacation Loan
Making the Most of a Staycation
Most things in life cost more these days. If you find yourself in need of a vacation, but it’s not in the budget this year, it’s time to plan a STAYcation! You still need a recharge and time off work, but reducing stress factors can make staycations even better. Take a look at reasons why Staycations are still great if the big vacation isn’t an option, and how to make the most of them.
Stress Less. A staycation...
Christmas in July
Posted On: July 25, 2021 by CSE Federal Credit Union in: Budgeting, CSE, Education, General
It’s July, and while Santa may have his toes in the sand, you can bet he’s already planning for the busy season, as should you! We know, it’s crazy to think about Christmas already; I mean we really just started enjoying Summer – but we suggest thinking about it now, to help prevent any stress, crisis, or lack of funds when Summer fades and then, suddenly, it’s holiday time.
Continue reading to learn 5 things you can do to tidy up your...
Mid-Year Financial Check Up
Posted On: June 21, 2021 by CSE Federal Credit Union in: Budgeting, CSE, Education
You spend your time on social media, watching Netflix, scrolling TikTok, and a number of other relaxing, yet frivolous things. Those are all great, however, we want to remind you that you need to save some time to actively managing your finances. Generally, we are more likely to keep tabs on our physical and mental health but studies have shown your finances can make a huge impact on your stress levels which eventually impacts your health. Digging into those financial matters...
Keeping Vacations Practical for Your Budget
Posted On: June 1, 2021 by CSE Federal Credit Union in: Budgeting, Education, General, Lending, Personal Loan
As exhilarating as the idea is that you should ‘treat yourself’ on vacation, sometimes, it is probably not the right choice to make. If you don’t want to come home with sickening credit card bills, or a cash deficiency we encourage you to consider budgeting for your vacation.
Saving for a vacation doesn’t happen overnight. The best place to start is with a little account that we call a Vacation Club. This is a sub-account attached to your membership...
