Skip to Content

Business Payment Services

Business Payment Services

Simplify the payment process for you and your customers.

We are pleased to partner with both EMS (Electronic Merchant Systems) and Rate Tracker to provide our business members access to affordable and convenient electronic and card payment processing options. Get quotes from two of the leaders in merchant services and payments in Northeast Ohio and see which option is best suited for your business needs.

Payment Processing Solutions

Credit & Debit Card Processing

Trouble-Free, Integrated Payment Processing

Electronic Merchant Systems offers the most innovative payment processing technology. Whether your business is in need of a stationary terminal, Point of Sale integration, or the freedom that comes with a mobile solution, EMS has a solution that will enhance your process of getting paid.

  • Accept All Major Cards through One Provider
  • Multiple Point-of-Sale and Processing Options
  • Debit & Check Card Processing Benefits
  • Improve Cash Flow
  • Minimize Exposure to Fraud Losses
EMV-Certified & NFC-Enabled Technology

EMV Chip Card Certified

EMS understands that not all businesses are the same. No matter your terminal configuration requirements, you will be ready to support and accept EMV chip cards, contactless, and all major mobile wallets like Apple Pay, Google Wallet, Android Pay, and Samsung Pay. You can choose from an all-in-one handover configuration, or extend customer convenience through the addition of a pin pad and card-entry device. Customers can insert, swipe or tap their own card or mobile phone for payments while keeping a dedicated clerk-facing device on the counter.

  • EMV Chip with PIN or Signature & PCI Certified
  • Accepts Contact & Contactless Payments
  • NFC Mobile Wallets
  • Supports all Card Present Business Types
Mobile Processing

Accept Credit & Debit Cards on Your Mobile Device

EMS mobile provides real-time payment processing in seconds over any WIFI or cellular network. Run a Quick Sale by just entering an amount and dip, tap, or swipe the card, or enter an itemized order that helps you stay on top of your product inventory. Electronic Merchant Systems’ customer service is available 24/7 to handle questions, overcome challenges, and educate our merchants on payment acceptance. You can be assured that your questions will be answered promptly and efficiently by one of our customer service professionals.

  • Compatible with iOS & Android Devices
  • Web-Based Merchant Virtual Terminal
  • Web-Based & Mobile Device Reporting
  • Mailed Monthly Statement
  • 24/7 Live Phone, Live Chat & Email Support
Gift & Loyalty Cards

Build Long-Term Value for Your Business

When it comes to gift-giving, consumers love the convenience and flexibility of gift cards. Throughout the year, and especially during the holiday shopping season, savvy retailers look to gift cards as a valuable source of revenue. Gift cards drive consumers to a store, restaurant, or venue to make a purchase, and many end up spending more than the value of the card during their visit. Retailers also benefit from brand exposure when consumers receive a gift card from an establishment that they have not previously visited.

“Reward repeat customers and sales will increase.”

The philosophy behind customer loyalty programs couldn’t be any more simple. It’s a basic and powerful strategy for businesses whose goals are to continually increase sales or jumpstart sluggish revenue. Gift and Loyalty programs have become a staple for many large businesses. In order to remain competitive, smaller to mid-sized businesses are beginning to adopt their own programs. Let EMS create a gift and loyalty solution that fits the needs of your business.

Surcharge Cash Discount

Surcharge and Cash Discount Programs

Most consumers today prefer to pay by credit or debit card. Cards are simply more convenient. But you know that processing credit cards isn’t free. In fact, it can be downright costly, depending on who you’re processing with and how much you’re processing each day. Our Surcharge and Cash Discount Programs can help you keep more of your hard-earned dollars in your pocket.

Our Cash Discount Program encourages your customers to pay with cash by adding a small service charge to all store sales that will be removed if the customer pays with cash. This can help you save hundreds of dollars every month and improve your bottom line.


Request a Quote

Please complete the form below and a representative from both EMS and Rate Tracker will reach out to you to begin the quote for your merchant services.

  • Denotes required fields

Aa Aa Aa