5 Tips with an Expert | Auto Loan Edition
Posted On: June 5, 2024 by CSE Federal Credit Union in: Auto Loans, CSE, Education
5 Tips with an Expert | Auto Loan Edition
At CSE we are dedicated to empowering you on your journey to finding the car of your dreams. When you’re in the process of finding a new vehicle and taking care of the financing, it can often feel like a daunting task. But fear not, our team of auto loan experts has chimed in to help guide you through the process with ease.
Whether you're a first-timer or looking to upgrade, we've simplified the...
It’s time for Back to School – and time to keep your cool.
Posted On: August 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General
It’s time for Back to School – and time to keep your cool.
Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:
Create a Budget: Before you start shopping, make a list of all the necessary items your child needs for school. Set a budget for...WHAT TO KNOW ABOUT CAR BUYING
Posted On: June 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, Education, General
As Stark County’s #1 Local Auto Lender, we finance over 3,000 vehicles of all shapes, sizes, makes, models and prices every year. Auto Lending has become a significant part of our credit union’s ability to serve our community, and we’ve become quite good at making loans to fit our members’ lifestyles and needs.
When you’re ready to purchase a vehicle, you should consider that you’re making an investment. It’s important to know...
Thinking About Your Next Auto Loan
Posted On: March 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, CSE News, Education, General
There has never been a time, in recent memory, when buying a car was as difficult, expensive, and challenging, as it is now. Whether you’re buying or refinancing, we want to tell you why CSE is the right choice for your next auto loan! We like to think we know a little bit about financing. After all, the very reason that we exist is to help members with honest, fair, affordable loans to help make their hopes and dreams fit their budget. So, remember, when you’re...
Holiday Shopping with a Holiday Loan
Posted On: October 1, 2021 by CSE Federal Credit Union in: Budgeting, CSE, CSE News, General, Lending, Personal Loan
The holiday season may still be a few weeks away – but your holiday shopping should start now. With another year full of potential shipping delays, product & staffing shortages, and other unfavorable issues, starting your holidays shopping early this year may be a good idea.
We hope that you’ve been able to save throughout the year for the holiday shopping season with a Christmas Club savings account! However, if you’re not financially prepared...
Why does credit score matter?
Posted On: July 14, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Education, General, Lending
Credit score isn’t one of those topics you bring up during dinner, but maybe it should be. Many people don’t realize how important credit actually is and the impact your credit score makes in the grand scheme of your finances. Think of your credit score like a report card, your financial report card - one that will follow you through your entire life. You are the one in control of your credit, so make sure you are doing the best things possible to improve your score...
Personal Loans for When You Need It
Posted On: April 17, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Lending, Personal Loan
Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.
Here are some common reasons...
Mortgage Pre-Approval Tips from CSE Experts
Posted On: March 19, 2021 by CSE Federal Credit Union in: CSE, General, Lending, Mortgages
Buying a home is a memorable and huge experience that many people dream about. But, buying a home isn’t something you should do ‘on the fly’, rather something you should do mindfully with good research, consideration, and financial stability.
It’s important that you, and your co-borrower if you have one, do ample know what it is you’re looking for in a home exactly. Talk about it, and make sure you’re on the same page. Once you’ve...
Mortgage Loans: Exploring Myths vs Reality
Posted On: March 10, 2021 by CSE Federal Credit Union in: CSE, Education, General, Lending, Mortgages
Purchasing a home can be one of the most exciting, while being equally one of the most stressful times of your life. The housing market has been on fire in recent years, so when you see a house that you’d like to explore buying, you’ve got to be prepared. To help provide some clarity, we want to provide some insight on some of the most common mortgage myths that consumers may question.
Myth #1 | You need 20% for a down payment....
Don’t fall for financing traps when shopping for your next auto loan.
Posted On: March 1, 2021 by CSE Federal Credit Union in: Auto Loans, CSE News, General, Lending
Buying a car, whether it’s new or used, is almost always an exciting purchase. Whether it’s a car with better features, something that is more ‘your style’, or something else, it’s just fun to drive around in something new. But, with a new car, usually comes a new loan. To make sure you are having the ultimate fun with your new vehicle, make sure you have the best financing.
Here’s what to watch out for when car shopping at dealerships...