CSE

How-to-Guide on How Money Management Accounts Works

1. What Is a Money Management Account?

A money management account (MMA) is a type of bank account that lets you save money while earning a bit more interest (or dividends) than a regular savings account. It’s a good place to put money you want to keep safe and grow, but still have available when you need it. Generally, a MMA savings rate isn’t as high as a Term Share Certificate or a Certificate...

How-to-Guide on How a Checking Account (and Debit Card) Works

1. What Is a Checking Account?

A checking (or share draft) account is a bank account that helps you manage and spend your money easily. You can use it to save money safely, pay for things and keep track of your spending. Checking accounts are perfect for everyday transactions like buying groceries, paying bills, and getting your paycheck deposited.

2. How Do You Use a Checking Account?

Deposit...

Recap & Refresh – CSE Blog Wrap-Up

As another year ends, we’re thrilled to recap our 2024 journey through financial education! Together through our blog, we explored a variety of money topics, from budgeting basics to protecting against scams and fraud. Here’s a quick guide to all the topics we covered this year in our blog, making it easy to revisit any lesson whenever you need a refresher!

1. Budgeting and How to Put it into Practice

Budgeting...

How to Avoid Impulse & Emotional Shopping

Impulse and emotional shopping can wreak havoc on your finances, leaving you with regret and unnecessary expenses. CSE is dedicated to helping you make smarter financial choices, and in this article we’re focusing on how to control those impulses that might lead to overspending. Shopping can be fun and even therapeutic, but it’s important to stay in control and avoid those purchases that can hurt your financial health.

Here...

Financial Glossary for Kids Broken Down by Age

Teaching your kids how to manage their money is a life skill they’ll always use. Raising your children with the knowledge of how they can earn, save, and budget money will give them a head start to be prepared for the real world. It all starts with helping them understand some of these financial terms.

Age 4-8

Fraud is happening more than ever, which means it’s crucial to stay informed and be vigilant. Knowing common terms and tactics that scammers use empowers you to recognize red flags and avoid falling victim to deceitful schemes.

Keeping educated on the latest fraudulent practices, can protect your personal and financial well-being, ensuring that you don't endure the hardship and stress that often accompany being scammed.

Staying informed is your first...

What are younger generations looking for in a financial institution?

We asked ChatGPT “What are younger generations looking for in a financial institution?” It gave us the following response:

So, then we’ve...

Understanding the Role of a Credit Union in Your Community

Ohio’s #1 Credit Union (named by Forbes) is growing! We're proud to announce an expansion to our field of membership to the following counties: Stark, Summit, Portage, Tuscarawas, and Carroll.

We are excited to share the news of our field of membership expansion. This significant development will help shape the future of our credit union and the communities we serve.

This...

5 Tips with an Expert | Auto Loan Edition 

At CSE we are dedicated to empowering you on your journey to finding the car of your dreams. When you’re in the process of finding a new vehicle and taking care of the financing, it can often feel like a daunting task. But fear not, our team of auto loan experts has chimed in to help guide you through the process with ease.

Whether you're a first-timer or looking to upgrade, we've simplified the...

5 Habits to Make & 5 Habits to Break

Did you know…The 'saying' that it takes 21 days to make or break a habit is a myth!

While there isn't a one-size-fits-all timeline, research shows on average it takes around 3 months to form a habit and even longer to break a habit. Don't let these timeframes scare you. If you want to reach your financial goals, it’s important to break your bad habits and make new ones.

5...