Finances

Helping Your Elderly Parents Manage Their Money

As our parents age, there may become a time when managing their money becomes a difficult task for them. If you’re the designated helper when it comes to their money, here are ten tips on how you can help ensure they remain secure and comfortable.

#1 OPEN COMMUNICATION

Starting off with an open and honest conversation about their financial situation can help alleviate high emotions. Many aging...

How to Create a Financial Wellness Checklist

If you’re in a place where you aren’t happy with your current finances, making a financial checklist might be a good next step to get out of your money slump. Struggling financially can lead to anxiety, stress, and overall health issues (mental, emotional, and sometimes even physical). That’s why it’s time for you to empower yourself to make good financial decisions for yourself to take charge...

Prepare Your Finances for the Holidays

The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.

To start,...

Over the course of the past year or two, you may have not been able to truly give your finances the attention they needed. We hunkered down and focused on our physical health, our work, or maybe the lack thereof which may have caused other stressors.

Your financial health can be linked with physical health and when you focus on your finances, you’d be surprised how other things seem to start looking up too. If your finances aren’t in the best spot, your physical...

Taxes and deductions can be complicated, especially when tax credit eligibility constantly changes. For families with children, understanding what child tax credit assistance is available and how it will be distributed provides helpful insight on how best to optimize personal finances.

Recent changes to the Child Tax Credit expand its reach to help more families for the 2021 tax year. Advance payments, based on 2020 returns, began rolling out in July 2021 and will continue...

You spend your time on social media, watching Netflix, scrolling TikTok, and a number of other relaxing, yet frivolous things. Those are all great, however, we want to remind you that you need to save some time to actively managing your finances. Generally, we are more likely to keep tabs on our physical and mental health but studies have shown your finances can make a huge impact on your stress levels which eventually impacts your health. Digging into those financial matters...

As exhilarating as the idea is that you should ‘treat yourself’ on vacation, sometimes, it is probably not the right choice to make. If you don’t want to come home with sickening credit card bills, or a cash deficiency we encourage you to consider budgeting for your vacation.

Saving for a vacation doesn’t happen overnight. The best place to start is with a little account that we call a Vacation Club. This is a sub-account attached to your membership...

A vehicle is a huge investment. Outside of a house and possibly student loans, it is one of the largest purchases you’ll ever make - and, on average, American's purchase around 10 cars in their lifetime. However, many consumers don’t take proper care of their vehicles and skip regular maintenance, which in turn costs more money when you have to purchase another vehicle sooner than expected.

So, take proper care and invest in regular maintenance for your...

The COVID-19 crisis has affected every single one of us, though it’s level of impact varies. Some of us were financially prepared for a situation like what we just went through, others were not. For all of us, now is a great time to assess where we were, where we are, and where we want to be in our financial lives as we recover from the COVID-19 pandemic.

Financial prosperity in a post-crisis world may seem unlikely or even unattainable. If you’re finding that it's time...