The True Cost of Holiday Spending
Posted On: November 4, 2024 by CSE Federal Credit Union in: Budgeting, Education
The True Cost of Holiday Spending
The holiday season is a magical time, but along with the festivities comes a lot of pressure to buy gifts, host parties, and splurge on holiday traditions. For many, this means pulling out the credit card and racking up debt, or even applying for a holiday loan all in the name of showing love to family and friends.
While we’re here to provide for all of your financial needs at CSE, we also believe that...
New Reporting Requirements for Small Business Owners
Posted On: October 15, 2024 by CSE Federal Credit Union in: CSE News
New Reporting Requirements for Small Business Owners
As of January 1, 2024, the bipartisan Corporate Transparency Act requires many companies doing business in the United States to report information about the individuals who ultimately own or control them. The law was passed to curb illicit finance and protect U.S. national security.
If you own a business operating in the United States you are now required to file details—to the Financial Crimes...
How to Avoid Impulse & Emotional Shopping
Posted On: October 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education
How to Avoid Impulse & Emotional Shopping
Impulse and emotional shopping can wreak havoc on your finances, leaving you with regret and unnecessary expenses. CSE is dedicated to helping you make smarter financial choices, and in this article we’re focusing on how to control those impulses that might lead to overspending. Shopping can be fun and even therapeutic, but it’s important to stay in control and avoid those purchases that can hurt your financial health.
Here...
Helping Your Elderly Parents Manage Their Money
Posted On: September 4, 2024 by CSE Federal Credit Union in: Budgeting, Education, General
Helping Your Elderly Parents Manage Their Money
As our parents age, there may become a time when managing their money becomes a difficult task for them. If you’re the designated helper when it comes to their money, here are ten tips on how you can help ensure they remain secure and comfortable.
#1 OPEN COMMUNICATION
Starting off with an open and honest conversation about their financial situation can help alleviate high emotions. Many aging...
How to Create a Financial Wellness Checklist
Posted On: September 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
How to Create a Financial Wellness Checklist
If you’re in a place where you aren’t happy with your current finances, making a financial checklist might be a good next step to get out of your money slump. Struggling financially can lead to anxiety, stress, and overall health issues (mental, emotional, and sometimes even physical). That’s why it’s time for you to empower yourself to make good financial decisions for yourself to take charge...
The Rise of Fraud and AI: How to Protect Yourself & Your Money
Posted On: September 1, 2024 by CSE Federal Credit Union in: Education, Fraud Tips, General
The Rise of Fraud and AI: How to Protect Yourself & Your Money
Technology is evolving as fast as you can blink your eye. One of the most significant challenges we face with this fast-paced evolution of technology is extremely sophisticated and highly believable fraud schemes, many of which are powered by advancements in artificial intelligence (AI). While there is a lot of ‘good’ that can come from AI, there is always the downside that comes along with it....
Financial Glossary for Kids Broken Down by Age
Posted On: August 5, 2024 by CSE Federal Credit Union in: CSE, Education, General, Youth Accounts
Financial Glossary for Kids Broken Down by Age
Teaching your kids how to manage their money is a life skill they’ll always use. Raising your children with the knowledge of how they can earn, save, and budget money will give them a head start to be prepared for the real world. It all starts with helping them understand some of these financial terms.
Age 4-8
Allowance: Money that is given to kids by parents regularly, usually...Save Time and Keep More Money in Your Pocket
Posted On: August 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
Meal Prepping for the Back-to-School Season: Save Time and Keep More Money in Your Pocket
The back-to-school season always approaches quicker than we think. The hustle and bustle of getting back into the routine of earlier mornings, after-school events, and homework can make meal planning seem like the last thing you want to do.
However, meal prepping can be a game-changer when it comes to time and your budget. Sources have said that meal prepping could save...
SCAMTIONARY: A DICTIONARY FOR SCAM TERMS
Posted On: July 22, 2024 by CSE Federal Credit Union in: CSE, Education, Fraud Tips
Fraud is happening more than ever, which means it’s crucial to stay informed and be vigilant. Knowing common terms and tactics that scammers use empowers you to recognize red flags and avoid falling victim to deceitful schemes.
Keeping educated on the latest fraudulent practices, can protect your personal and financial well-being, ensuring that you don't endure the hardship and stress that often accompany being scammed.
Staying informed is your first...
What are younger generations looking for in a financial institution?
Posted On: June 25, 2024 by CSE Federal Credit Union in: CSE, Education, General
What are younger generations looking for in a financial institution?
We asked ChatGPT “What are younger generations looking for in a financial institution?” It gave us the following response:
Technology and Digital Experience Low Fees and Transparency Convenience and Accessibility Social Responsibility and Ethics Personalized Services and Advice Innovative Financial Products Community Engagement and Brand IdentitySo, then we’ve...