Lending for New and Used Vehicles
CSE offers auto loans for both new and used vehicles including cars and trucks. We also offer flexible terms for refinancing existing auto loans that were obtained through other lenders. CSE auto loans have no application fee and no pre-payment penalty!
Rates as low as 5.24% APR1
How to Apply for an Auto Loan:
1. Apply for a pre-approval online, by phone or at the nearest CSE branch.
2. Find your vehicle.
3. Complete your financing via eSign or at the nearest CSE branch.
Refinance to Potentially Save
Are you paying more than you should on your current car, truck or motorcycle loan? CSE makes refinancing your vehicle easy. We can help you keep as much of your hard-earned money as possible. With great, low rates and terms up to 84 months2, you could start saving and make the most of your money.
The process to get your vehicle refinanced is easy:
1. Apply Online, by phone or at the nearest CSE branch.
2. Complete your financing via eSign or at the nearest CSE branch.
3. See if we can save you money!
1. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 36 months at 5.24% APR would be approximately $601.58. A sample monthly payment for a loan of $20,000 and a term of 72 months at 5.74% APR would be approximately $329.01. Advertised Auto Loan rates reflect 0.25% rate discount when setup on auto pay. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSE Federal Credit Union account. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
2. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 84 months at 6.75% APR would be approximately $299.42. All rates and promotions subject to change without notice. Advertised Auto Loan rates reflect 0.25% discount when loan is set up on Auto Pay. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSE Federal Credit Union account. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
All loans are subject to credit approval.
Applying for a loan or credit card product may result in a credit inquiry and the applicants credit score may be impacted.
Upon submitting a loan application, applicants may be required to provide additional documentation to complete the review process. This may include, but is not limited to, one or more of the following: Proof of Income, Recent Credit Card Statements, Verification of Employment, Bank Statements, Proof of Residency or, Housing Documentation.