How to Avoid Impulse & Emotional Shopping
Posted On: October 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education
How to Avoid Impulse & Emotional Shopping
Impulse and emotional shopping can wreak havoc on your finances, leaving you with regret and unnecessary expenses. CSE is dedicated to helping you make smarter financial choices, and in this article we’re focusing on how to control those impulses that might lead to overspending. Shopping can be fun and even therapeutic, but it’s important to stay in control and avoid those purchases that can hurt your financial health.
Here...
Helping Your Elderly Parents Manage Their Money
Posted On: September 4, 2024 by CSE Federal Credit Union in: Budgeting, Education, General
Helping Your Elderly Parents Manage Their Money
As our parents age, there may become a time when managing their money becomes a difficult task for them. If you’re the designated helper when it comes to their money, here are ten tips on how you can help ensure they remain secure and comfortable.
#1 OPEN COMMUNICATION
Starting off with an open and honest conversation about their financial situation can help alleviate high emotions. Many aging...
How to Create a Financial Wellness Checklist
Posted On: September 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
How to Create a Financial Wellness Checklist
If you’re in a place where you aren’t happy with your current finances, making a financial checklist might be a good next step to get out of your money slump. Struggling financially can lead to anxiety, stress, and overall health issues (mental, emotional, and sometimes even physical). That’s why it’s time for you to empower yourself to make good financial decisions for yourself to take charge...
The Rise of Fraud and AI: How to Protect Yourself & Your Money
Posted On: September 1, 2024 by CSE Federal Credit Union in: Education, Fraud Tips, General
The Rise of Fraud and AI: How to Protect Yourself & Your Money
Technology is evolving as fast as you can blink your eye. One of the most significant challenges we face with this fast-paced evolution of technology is extremely sophisticated and highly believable fraud schemes, many of which are powered by advancements in artificial intelligence (AI). While there is a lot of ‘good’ that can come from AI, there is always the downside that comes along with it....
Financial Glossary for Kids Broken Down by Age
Posted On: August 5, 2024 by CSE Federal Credit Union in: CSE, Education, General, Youth Accounts
Financial Glossary for Kids Broken Down by Age
Teaching your kids how to manage their money is a life skill they’ll always use. Raising your children with the knowledge of how they can earn, save, and budget money will give them a head start to be prepared for the real world. It all starts with helping them understand some of these financial terms.
Age 4-8
Allowance: Money that is given to kids by parents regularly, usually...Save Time and Keep More Money in Your Pocket
Posted On: August 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
Meal Prepping for the Back-to-School Season: Save Time and Keep More Money in Your Pocket
The back-to-school season always approaches quicker than we think. The hustle and bustle of getting back into the routine of earlier mornings, after-school events, and homework can make meal planning seem like the last thing you want to do.
However, meal prepping can be a game-changer when it comes to time and your budget. Sources have said that meal prepping could save...
The Do's and Don'ts of P2P Money Apps
Posted On: May 13, 2024 by CSE Federal Credit Union in: Budgeting, Fraud Tips, Mobile Services
The Do's and Don'ts of P2P Money Apps
Managing and moving your money has become easier than ever, thanks to the use of money transfer apps, also called peer-to-peer (P2P) payment apps. However, with convenience comes the responsibility of ensuring the security of your financial data. To make the most of money apps while safeguarding your finances, it's essential to understand the do's and dont's.
The Do’s:
Choose...Turn Your Clutter into Cash: Best Practices for Selling Unused Items
Posted On: May 6, 2024 by CSE Federal Credit Union in: Budgeting, Education
Turn Your Clutter into Cash: Best Practices for Selling Unused Items
Most people today are over-consumers, our homes quickly become warehouses for items we no longer use or need. From clothes tucked away in the back of our closets to trinkets gathering dust in forgotten corners, these unused items are more than just clutter—they have untapped potential for making you money.
Open your wallet to savvy practices that can help declutter your space while...
5 Habits to Make & 5 Habits to Break
Posted On: April 22, 2024 by CSE Federal Credit Union in: Budgeting, CSE
5 Habits to Make & 5 Habits to Break
Did you know…The 'saying' that it takes 21 days to make or break a habit is a myth!
While there isn't a one-size-fits-all timeline, research shows on average it takes around 3 months to form a habit and even longer to break a habit. Don't let these timeframes scare you. If you want to reach your financial goals, it’s important to break your bad habits and make new ones.
5...
The Resolution Every Budget Needs
Posted On: January 3, 2024 by CSE Federal Credit Union in: Budgeting, Education
The Resolution Every Budget Needs
Have you ever asked yourself what’s the one thing you need to do to make your New Year’s Resolution of having a budget stick? The resolution that every budget needs is: COMMITMENT!
Commitment is a crucial component of building and maintaining your budget. From building an emergency fund as your financial safety net to establishing, prioritizing, and consistently tracking your expenses, do not let...