Certificate Rates

CERTIFICATES
Dividend
Rate
APY Term

Certificates Less Than $10,000**

A minimum balance of $500 is required to earn interest on Certificates less than $10,000
3 Month - Term Share Certificate ($500 Minimum) 0.25% 0.25% 3
6 Month - Term Share Certificate ($500 Minimum) 0.30% 0.30% 6
12 Month - Term Share Certificate ($500 Minimum)
0.598% 0.60% 12
18 Month - Term Share Certificate ($500 Minimum) 0.598% 0.60% 18
24 Month - Term Share Certificate ($500 Minimum) 0.747% 0.75% 24
30 Month - Term Share Certificate ($500 Minimum) 0.797% 0.80% 30
36 Month - Term Share Certificate ($500 Minimum) 1.000% 1.01% 36
48 Month - Term Share Certificate ($500 Minimum) 1.193% 1.20% 48
60 Month - Term Share Certificate ($500 Minimum) 1.492% 1.50% 60

Certificates More Than $10,000**

A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
3 Month - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate 0.30% 0.30% 6
12 Month - Term Share Certificate
0.598% 0.60% 12
18 Month - Term Share Certificate 0.648% 0.65% 18
24 Month - Term Share Certificate 0.797% 0.80% 24
30 Month - Term Share Certificate 0.847% 0.85% 30
36 Month - Term Share Certificate 1.046% 1.05% 36
48 Month - Term Share Certificate 1.243% 1.25% 48
60 Month - Term Share Certificate 1.541% 1.55% 60

Certificates More Than $100,000**

A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
3 Month - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate
0.30% 0.30% 6
12 Month - Term Share Certificate 0.598% 0.60% 12
18 Month - Term Share Certificate 0.698% 0.70% 18
24 Month - Term Share Certificate 0.847% 0.85% 24
30 Month - Term Share Certificate 0.896% 0.95% 30
36 Month - Term Share Certificate 1.095% 1.10% 36
48 Month - Term Share Certificate
1.342%
1.35%
48
60 Month - Term Share Certificate
1.590%
1.60%
60
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of